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Free · iOS and Android

Split the bill.
Skip the sign‑up.

Send a link. Your friends see the split and pay you back through Venmo, Cash App, or PayPal. No account, no download, no group chat math.

Download Settle on the App StoreGet Settle on Google Play

Free to use. Settle never holds your money.

See it work

Thirty seconds to settled.

Walkthrough recording goes here

  1. 1

    Enter the bill

    Scan the receipt or type the total.

  2. 2

    Send the link

    Everyone sees their share instantly.

  3. 3

    Get paid back

    Venmo, Cash App, or PayPal, in one tap.

Features

Built for the ten minutes after dinner.

Fast to capture, clear to read, and out of the way until you need it.

Scan the receipt

Point your camera at the receipt and Settle pulls out the line items. Assign who had what without typing a single number.

No account for your friends

Send a link or show a QR code. They see the split and pay you back in a browser. Only the person tracking the bill needs Settle.

Pay through what you already use

Add your Venmo, Cash App, or PayPal handle once. Friends tap it and the payment opens with the amount already filled in.

Groups for the recurring stuff

Roommates, trips, anything that keeps happening. One place for the running balance so nobody has to remember who covered last time.

Pricing

Free forever.
Pro when you need it.

Split bills and get paid back without paying a cent. Upgrade only if you want the extras.

Free

$0

forever

Get Settle

Everything you need to split a bill:

  • Unlimited bills and splits
  • Friends pay you without an account
  • Venmo, Cash App, and PayPal handles
  • 5 receipt scans a month
  • 1 active group
Recommended

Pro

$3.99

per month

Get Pro

Everything in Free, plus:

  • Unlimited receipt scans
  • Unlimited groups
  • Full bill history and export
  • Custom group covers
  • Priority support

Cancel any time. Free plan stays free.

Trust

The boring parts,
in writing.

No balances held

Payments happen directly between you and your friends inside Venmo, Cash App, or PayPal. Settle never takes custody of a cent.

No bank connection

There is nothing to link. Settle is not a payment processor or a money transmitter, and it never sees card numbers or bank credentials.

Delete your account anytime

Remove it from inside the app. A short grace period lets you undo a mistake, then your profile and payment handles are gone permanently.

FAQ

Questions, settled.

No. Send them a link and they can see the split and pay you back right in their browser. Only the person tracking the bill needs Settle installed.

Never. Payments go directly between you and your friends through Venmo, Cash App, or PayPal. Settle only keeps the record of who owes what.

Yes. Splitting bills, sending links, and getting paid back are free forever with no limits. Pro adds unlimited receipt scans, unlimited groups, and full history if you want them.

Unlimited receipt scanning, unlimited groups, full bill history with export, custom group covers, and priority support. Everything else stays free.

Venmo, Cash App, and PayPal. Add your handle once and friends can pay you in a tap.

Their balance stays visible on the bill until it is settled, and you can resend the link any time. Settle keeps the record so you do not have to bring it up twice.

Email support@joinsettle.app and we will get back to you within a day.

Settle up in seconds.

Free on the App Store and Google Play.

Download Settle on the App StoreGet Settle on Google Play