Terms of Service

What Settle is

Settle is a record keeper for shared expenses. It tracks who paid, who owes what, and whether a bill has been settled. It is not a payment service, a bank, or a money transmitter.

Payments are between you and your friends

Every payment happens directly inside Venmo, Cash App, or PayPal, under those services’ own terms. Settle records that a payment was made because someone told it so. We cannot recover, reverse, or guarantee a payment, and we are not responsible for a debt that goes unpaid.

Your account

Keep your login details to yourself and make sure the payment handles on your profile are correct and yours. You are responsible for the accuracy of the bills and amounts you enter.

Acceptable use

Do not use Settle to harass anyone, to collect money you are not owed, or to break the law. We may suspend an account that does.

Availability

We work to keep Settle running, but the service is provided as is, without a guarantee of uninterrupted availability. We may change or discontinue features over time.

Contact

Reach us at support@joinsettle.app.